Dynamic Guidance And Advocacy Throughout Northern Virginia
Lemon laws protect motor vehicle consumers from shady tactics by salespeople who want to unload sub-standard cars without informing the consumer of the countless problems they will likely face after the purchase. Virginia’s Motor Vehicle Warranty Enforcement Act...
Credit scores represent a snapshot of your financial “health.” Going up means lower interest rates for loans and credit lines. Credit scores that suddenly and significantly trend downward, securing anything resembling an affordable rate is the usual outcome. In the...
In addition to the health crisis created by a worldwide pandemic, many U.S. residents also experienced borderline catastrophic financial problems that resulted in a significant decline in credit scores. Debt caused by medical bills increased significantly for many who...
The moment that COVID-19 breached the borders of the United States, less than ethical people have tried to make money off the misery of others. However, attempting to generate a fast buck by playing into legitimate fear of a deadly virus has consequences. The...
Once a year, consumers rely on TurboTax to help them with the drudgery that is income tax preparation. The convenience and automation make an often painful process a bit easier. Yet, for a company that made $2 billion in 2021, Inuit, the maker of the tax software,...
Having a good credit rating requires discipline and diligence. The rewards of a high FICO score mean lower interest rates when applying for a credit card or purchasing a vehicle. However, a recent Consumer Reports investigation revealed that consumers looking to...
Most residential landlords rely on tenant screening reports to decide if lease applicants are good candidates. A property owner can see in a report if a prospective tenant has had steady employment and a history of paying bills on time. The report could also reveal...
Towards the end of 2021, changes in rules under the Fair Debt Collection Practices Act (FDCPA) were enacted to allow third-party debt collectors to pursue delinquent balances through email, texts, and social media accounts. Collection agencies hailed the decision as...
In 1975, the federal government enacted the Magnuson-Moss Warranty Act, also known as the Lemon Law, in response to vehicle companies engaged in deceptive warranty tactics. The act gave consumers rights for replacements or refunds for a defective product. While best...
One of the consequences of a worldwide pandemic is the economic challenges people faced and its impact on their credit scores. With or without a potentially deadly virus spreading from person to person, the consequences of non-payment, specifically for an automobile,...
