Dynamic Guidance And Advocacy Throughout Northern Virginia
Towards the end of 2021, changes in rules under the Fair Debt Collection Practices Act (FDCPA) were enacted to allow third-party debt collectors to pursue delinquent balances through email, texts, and social media accounts. Collection agencies hailed the decision as...
In 1975, the federal government enacted the Magnuson-Moss Warranty Act, also known as the Lemon Law, in response to vehicle companies engaged in deceptive warranty tactics. The act gave consumers rights for replacements or refunds for a defective product. While best...
One of the consequences of a worldwide pandemic is the economic challenges people faced and its impact on their credit scores. With or without a potentially deadly virus spreading from person to person, the consequences of non-payment, specifically for an automobile,...
A good credit score versus a lower number can make a world of difference for consumers. Approval for credit cards and loans with lower interest rates hinges on a credit report free of negative information. In many cases, an applicant is denied any credit. Many...
Credit reports represent personal data records compiled by credit reference agencies (CRAs) to determine your trustworthiness as a borrower. The most prominent bureaus are TransUnion, Equifax, and Experian. While reliable in their findings, these entities are not...
Credit scores tell a story about a consumer's financial picture to creditors. That tale told regarding your score can be about a pristine three-digit number or a low score that results in automatic rejections. Upon an application for credit, lenders request credit...
Financial problems create stress while performing the most normal of tasks. Answering the phone or checking mail is an exercise in significant anxiety as past-due notices pile up. The feelings of helplessness are only made worse with aggressive debt collectors engaged...
Technology continues to grow in its sophistication, particularly when it comes to combatting fraud involving credit and debit cards. The tug-of-war between companies who provide these services and hackers looking access accounts for nefarious actions that line their...
Credit cards have created countless conveniences when it comes to shopping. Swipes and taps particularly increase in the time between Black Friday and Christmas Eve for shoppers who prefer onsite purchases. Those who choose online shopping – particularly popular...
Are you in the market for a used car in Virginia? Your inclination may be to rush through the transaction because you think you know what you want, or you may not want to prolong the shopping experience during COVID-19. However, it is smart to take time to review,...
