Manassas Mismerging Credit Reports Lawyer
Inaccurate Credit Scores Due to Mismerged Credit Reports
Your credit score is a very significant number. A low credit score can seriously affect borrowing, employment, college enrollment, and even security clearances. There are steps anyone can take to begin improving their credit score. But what happens when an individual’s credit score is not accurate? When you get a credit report, how can you know for sure that the information on that report is accurate — and that the information is your own?
There are steps you can take to ensure that your credit score is accurate. At the law office of Thomas R. Breeden, P.C., we can help you explore those options. Contact our law office in Manassas, Virginia, to find out more.
Mismerging Credit Reports
Mismerging credit reports is more common that you may think. This occurs when one person’s information is erroneously placed in the file of another person, altering the accuracy of both files.
There are various reasons in which credit reports may become mismerged. Most often, it is because of a simple administrative or technological error occurring when two names are very similar, or when two Social Security Numbers share many of the same digits. Additionally, database errors may contribute to mixed or mismerged files.
If you believe your credit score is inaccurate, you may want to consider working with a consumer protection attorney to determine the best way to proceed. You may not have to suffer with a bad credit score. Your credit problems may be a result of your credit bureau’s mistake.