Manassas Chapter 13 Bankruptcy Lawyer

If you are struggling with debt, the thought of bankruptcy has probably crossed your mind. Before you make any decisions about seeking debt relief, it is important to learn all you can about your legal options. At the law office of Thomas R. Breeden, P.C., we can explain options specific to your financial situation, and the benefits of Chapter 13 bankruptcy.

Contact a Manassas Chapter 13 bankruptcy attorney to schedule an initial consultation.

Chapter 13 Bankruptcy Explained

Chapter 13 bankruptcy is a type of personal bankruptcy in which an individual's debt is reorganized. A repayment plan is established in which the debtor is required to pay back a portion or all of the debt over a three- or five-year time period. Chapter 13 bankruptcy is best suited for individuals with a regular income, as partial repayment is required.

Filing Chapter 13 bankruptcy does the following:

  • Stops creditor harassment, including telephone calls and other collection efforts
  • Stops foreclosure
  • Stops wage garnishment
  • Stops auto repossession

Attorney Thomas R. Breeden can explain additional benefits and protections of Chapter 13 bankruptcy. If this is determined to be your best debt relief option, our firm will guide you through the bankruptcy filing process, answer your questions, and address any concerns that come up along the way.

If you are not eligible for Chapter 7 bankruptcy (debt liquidation), you may still be able to file Chapter 13 bankruptcy.

Contact a Burke Debt Relief Attorney

Contact us online or call the firm at 703-659-0188 to schedule your initial consultation with an experienced bankruptcy attorney.