What can a Virginia consumer do when – years after they went through foreclosure on their home because they could not make the payments – they now face a lawsuit on a deficiency balance on the mortgage, perhaps because they were underwater on the...
Dynamic Guidance And Advocacy Throughout Northern Virginia
Year: 2019
Runaway medical bills haunt many Virginians
It is common knowledge that many people face insurmountable hospital and medical bills. Even with the Affordable Care Act and expanded Medicaid, health insurance policies often include high deductibles and restrictive networks. Some families still cannot afford...
Equifax identity theft settlement could help 4 million Virginians
Identity theft can be a nightmare if the thief uses your personal identifying information to fraudulently rack up charges in your name, potentially harming your credit and forcing you to fight against those seeking to collect those wrongful debts. In addition, the...
SCOTUS says FDCPA does not apply to nonjudicial foreclosure
We posted a blog previously about an important consumer protection case pending before the U.S. Supreme Court. We explained that the issue was whether the Fair Debt Collection Practices Act — the main federal law extending legal protections against abusive debt...
Are credit report errors weighing down your credit score?
If you’re considering a major purchase like a new home or vehicle, you should look at your credit report first. Many people are surprised to find errors on their report and these errors can lower your credit score and in turn, lower your credit score. ...
Lawmakers take on phone spoofing of Virginia consumers
A senior citizen in Manassas picks up the phone to hear that her grandson is in jail and she needs to wire money to get him released. Another unsuspecting Virginian receives an unexpected call from his “Internet provider” asking for his credit card or bank account...