Dynamic Guidance And Advocacy Throughout Northern Virginia
The way we shop is changing. More and more people are doing a larger portion of their shopping online. Delivery day is often filled with excitement and anticipation. However, an increase in online shopping at Amazon and other retailers has also brought an increased...
As a consumer, there are two common options for making purchases. You can choose between using your debit card or your credit card. When it comes to safety and security, using a credit card for daily purchases is a wiser choice for many reasons. Credit cards prevent...
When a business closes or struggles to pay its bills, Virginia business owners and employees who were authorized users of the company credit cards could find themselves in financial trouble. Sometimes, credit card companies try to make any authorized users responsible...
In today’s marketplace, a good credit rating is essential. But how is it possible to get a good credit rating, if you are new to the marketplace and haven’t had a chance to earn it yet? In other words, how can parents help their children establish themselves with good...
Identity theft is a distressing experience. Having your identity stolen is an attack on your financial security and creates anxiety over your financial future. When someone steals your identity, they can accrue debt in your name, leaving you to have to prove your...
It seemed like a good idea when you jointly opened a credit-card account with your loved one – spouse, partner, child, parent, roommate, business partner or another trusted person in your life. It just seemed appropriate for a married or committed couple. Or to help...
Most individuals and families use credit as a regular financial tool to manage expenses and facilitate major purchases. “Credit” broadly is a transaction between a lender or creditor and a consumer-borrower where the lender allows the consumer to make a purchase or...
You may hear credit firms advertising their “credit protection” services, but it is a misnomer to say that they protect consumer credit in a preventative way. While there are smart choices that YOU can make about your own behavior in the marketplace, a credit firm is...
Credit scores tell a story about a consumer's financial picture to creditors. That tale told regarding your score can be about a pristine three-digit number or a low score that results in automatic rejections. Upon an application for credit, lenders request credit...
Credit cards have created countless conveniences when it comes to shopping. Swipes and taps particularly increase in the time between Black Friday and Christmas Eve for shoppers who prefer onsite purchases. Those who choose online shopping – particularly popular...
