Credit scores tell a story about a consumer's financial picture to creditors. That tale told regarding your score can be about a pristine three-digit number or a low score that results in automatic rejections. Upon an application for credit, lenders request credit...

Dynamic Guidance And Advocacy Throughout Northern Virginia
Credit Cards
‘Tis the season for credit card fraud
Credit cards have created countless conveniences when it comes to shopping. Swipes and taps particularly increase in the time between Black Friday and Christmas Eve for shoppers who prefer onsite purchases. Those who choose online shopping – particularly popular...
Virginians should be on high alert for signs of identity theft
In this fast-paced, digital world it gets easier and easier for people with bad motives to steal your personal identifying information and use it for their own, illegal activities to your financial detriment. Identity theft is no joke – your life can feel ruined when...
Ways for Virginians to resolve debt short of bankruptcy
While some think the only way out of serious debt is through bankruptcy, several other options may be available that could bring enough financial relief to get through it to a healthier financial place. While consumer or reorganization bankruptcy is a good option...
Are credit report errors weighing down your credit score?
If you’re considering a major purchase like a new home or vehicle, you should look at your credit report first. Many people are surprised to find errors on their report and these errors can lower your credit score and in turn, lower your credit score. ...
How to prevent a divorce from leading to bankruptcy
Divorce is one of the leading causes of bankruptcy, but there are ways to avoid the financial turmoil.Divorce and bankruptcy, as Divorce Magazine notes, often seem to go hand in hand. Financial problems are one of the leading causes of divorce and divorce itself can...
Status of credit card debt after the deadline to sue has expired
In any serious credit card debt dispute, it is wise to talk to an attorney before taking action.To get through the recent difficulties in our economy, many people had to turn to credit cards to meet their needs. Of course, even in good times, a person or family can...
Security breach at Home Depot could involve 60 million credit cards
Customers at Home Depot should be aware that their credit card information might have been compromised. After a security blogger identified a breach in Home Depot's system, the retail giant recently admitted that its computer network was compromised. According to the...
Bankrupt Virginians learn how to rejuvenate their credit
Bankrupt Virginians learn how to rejuvenate their credit For those who have filed for bankruptcy protection, it might seem as though their financial lives have been upended. However, there is a way to revive one's credit and recharge one's financial well-being....