Dynamic Guidance And Advocacy Throughout Northern Virginia
Credit scores tell a story about a consumer's financial picture to creditors. That tale told regarding your score can be about a pristine three-digit number or a low score that results in automatic rejections. Upon an application for credit, lenders request credit...
Financial problems create stress while performing the most normal of tasks. Answering the phone or checking mail is an exercise in significant anxiety as past-due notices pile up. The feelings of helplessness are only made worse with aggressive debt collectors engaged...
Technology continues to grow in its sophistication, particularly when it comes to combatting fraud involving credit and debit cards. The tug-of-war between companies who provide these services and hackers looking access accounts for nefarious actions that line their...
Credit cards have created countless conveniences when it comes to shopping. Swipes and taps particularly increase in the time between Black Friday and Christmas Eve for shoppers who prefer onsite purchases. Those who choose online shopping – particularly popular...
Are you in the market for a used car in Virginia? Your inclination may be to rush through the transaction because you think you know what you want, or you may not want to prolong the shopping experience during COVID-19. However, it is smart to take time to review,...
It’s the stuff of which nightmares are made. You make a significant down payment to a building contractor for a new home, business or other structure, for an addition or internal remodeling, or for related work such as a patio, sidewalk or driveway. Halfway through...
If a creditor or debt collector uses coercion, harassment, profanity or threats to try to get someone to pay a debt, the alleged debtor has rights under the federal Fair Debt Collection Practices Act (FDCPA). Since Congress passed this law, debt collection is no...
When you suspect someone has stolen your personal identifying information like your Social Security number (SSN), driver’s license number, date of birth and other similar data, you may feel angry, fearful or distraught. In our last post, we described ways to identify...
In this fast-paced, digital world it gets easier and easier for people with bad motives to steal your personal identifying information and use it for their own, illegal activities to your financial detriment. Identity theft is no joke – your life can feel ruined when...
Many Virginians have experienced financial stress during the current health emergency. For renters, financial problems can quickly put them at risk of eviction for late rent, and for some landlords and property owners, loss of rental income can make it difficult to...
