Dynamic Guidance And Advocacy Throughout Northern Virginia
Buying a car should be an exciting experience. However, when car dealers engage in deceptive and unethical practices—like bait-and-switch pricing—the process can turn into a frustrating ordeal. This marketing tactic lures a customer into a car dealership by...
Discovering mold in your apartment can be disturbing. Most people are aware of the health risks associated with mold, and mold can also cause damage your belongings. As a tenant, you have the right to live in a safe and habitable environment. But what happens if your...
Identity theft is a distressing experience. Having your identity stolen is an attack on your financial security and creates anxiety over your financial future. When someone steals your identity, they can accrue debt in your name, leaving you to have to prove your...
Identity theft is a distressing experience. Having your identity stolen is an attack on your financial security and creates anxiety over your financial future. When someone steals your identity, they can accrue debt in your name, leaving you to have to prove your...
It seemed like a good idea when you jointly opened a credit-card account with your loved one – spouse, partner, child, parent, roommate, business partner or another trusted person in your life. It just seemed appropriate for a married or committed couple. Or to help...
Most individuals and families use credit as a regular financial tool to manage expenses and facilitate major purchases. “Credit” broadly is a transaction between a lender or creditor and a consumer-borrower where the lender allows the consumer to make a purchase or...
Buying a new vehicle is a major transaction for most Virginians, but worth it when you drive it home off the lot. You sign a lot of legal documents and spend a long time at the dealership. You might finance through the dealership’s financial division or with a bank....
Have you ever had your credit score drop unexpectedly? Shocked by rejection of a credit application? These situations signal the possibility that your credit rating fell because someone made unauthorized hard credit pulls from your reports at the three consumer credit...
You may hear credit firms advertising their “credit protection” services, but it is a misnomer to say that they protect consumer credit in a preventative way. While there are smart choices that YOU can make about your own behavior in the marketplace, a credit firm is...
The commonwealth of Virginia has one of only about 15 mandatory state passenger-vehicle inspection programs in the country. While sometimes compliance seems like a hassle for a vehicle owner, a 2020 national study found that when a state requires safety inspections...
