Excessive mold can be a nightmare in a home or apartment. Once you can see or smell mold, you probably have a problem, according to the Centers for Disease Control and Prevention (CDC). While people have different physical responses to molds, the fungus can cause many...
These are financially challenging times for many people affected by our serious economic downturn. People are losing jobs or working reduced hours, businesses are closing or struggling, and illness is impacting families. For these reasons and more, many Virginians are...
Many vehicle dealerships are upstanding and honest, but unfortunately, some are not and will not hesitate to take advantage of consumers in weak positions to question wrongful sales tactics. A common scam that can cause major legal trouble – and harm credit...
Financial difficulties are often part of divorce, even to the extent that one or both parties are considering filing for bankruptcy. The timing of both legal proceedings - the divorce in Virginia state court and the federal bankruptcy - can impact the financial...
While some think the only way out of serious debt is through bankruptcy, several other options may be available that could bring enough financial relief to get through it to a healthier financial place. While consumer or reorganization bankruptcy is a good option...
It can be confusing – even threatening – when a student loan borrower gets a collection notice that their wages will be garnished to repay the educational loan. Anyone who receives such a garnishment notice – which would mean their employer might be...
What can a Virginia consumer do when – years after they went through foreclosure on their home because they could not make the payments – they now face a lawsuit on a deficiency balance on the mortgage, perhaps because they were underwater on the...
It is common knowledge that many people face insurmountable hospital and medical bills. Even with the Affordable Care Act and expanded Medicaid, health insurance policies often include high deductibles and restrictive networks. Some families still cannot afford...
Identity theft can be a nightmare if the thief uses your personal identifying information to fraudulently rack up charges in your name, potentially harming your credit and forcing you to fight against those seeking to collect those wrongful debts. In addition, the...
We posted a blog previously about an important consumer protection case pending before the U.S. Supreme Court. We explained that the issue was whether the Fair Debt Collection Practices Act — the main federal law extending legal protections against abusive debt...
