Dynamic Guidance And Advocacy Throughout Northern Virginia
In 1996, two bankers started giant debt-collection business Portfolio Recovery Associates, LLC (PRA), with its headquarters in Norfolk, Virginia, and other commonwealth offices in Danville and Hampton as well as in other states. In about 25 years, PRA has become one...
On April 26, 2023, the federal Consumer Financial Protection Bureau (CFPB) reinforced its official stance that debt collectors may not attempt to collect stale consumer debts. The agency did so in a new Advisory Opinion about this prohibition of the Fair Debt...
Did someone steal your identity and use it to spend your money, use your good credit to open fraudulent accounts or take out loans in your name? The ways an identity thief can exploit your personal identifying information are endless. You may be surprised at the...
Mold. The problem that homeowners dread. Mold can make people sick, cost money to remove, ruin belongings, lower homes’ values or make houses harder to sell. Unfortunately, even a brand-new home can become infected by mold – and quickly. Why does this happen? Mold...
The Consumer Financial Protection Bureau (CFPB) is a relatively new federal agency primarily responsible for protecting consumer use of financial products and services through enforcement of federal consumer financial laws. This responsibility includes oversight of...
When a consumer falls behind in their car payments – for whatever reason – the immediate concern is whether the lender will repossess the vehicle. Virginia law requires a finance company that wants to seize a vehicle for loan nonpayment to follow certain procedures....
Victims of identity theft transcend specific demographics. Anyone can find themselves dealing with serious fraud that impacts financial stability. In spite of evolving and highly cutting-edge technology to stop scammers, many find a way to “financial success” by...
Buying a motor vehicle in 2022 already presents significant challenges with higher prices and limited stock. However, that does not prevent auto dealerships from continuing to hype their latest and greatest deals, encouraging potential customers to avoid the...
Foreclosure rescue scammers are skilled con-men and women who prey on homeowners at their worst. Their victims fear losing the roofs above their respective heads. Suddenly, so-called "help" from so-called professionals swoop in to save dwellings. In reality, their...
After two years of lockdowns and various restrictions, consumers want to regain a sense of normalcy and naturally “consume.” For many, that means taking a long-awaited vacation. While travel companies are at the ready to map out the dream getaway, consumers should be...
