Manassas Identity Theft Lawyer
Repairing the Damage of Identity Theft
If someone has stolen your personal information to run up charges under your name or hijack your identity, the adverse effects can linger for months or years. The law office of Thomas R. Breeden, P.C., works proactively to restore your credit rating and pursue damages for a credit agency’s inaction.
Manassas identity theft attorney Tom Breeden brings 30 years of experience in consumer fraud and identity theft representation. Call 703-659-0188 for an initial consultation. We represent individuals in Prince William County, Fairfax County, Northern Virginia, and statewide.
What to Do if You Are the Victim of Identity Theft
Don’t let a bad situation get worse. If you are the victim of credit card fraud, false impersonation, or another form of ID theft, read the information below and contact an identity theft lawyer from our firm:
- Prove you don’t owe the money — We work directly with credit bureaus and creditors to demonstrate unauthorized use of your bank accounts or charge cards. Attorney Breeden can also step in if the bank or credit card company refuses to forgive the charges and penalties.
- Fix your credit report — Identity theft leads to past due notices, late fees, collection agency referrals, and other black marks on your credit report. These inaccurate charges can seriously affect borrowing, employment, college enrollment or security clearances. You may be barred from establishments or told your personal checks are not honored. Mr. Breeden prepares a letter to dispute the charges and convince the credit reporting agencies to repair them in a timely fashion.
- Exercise your rights — If fast resolution is most important, Mr. Breeden contacts the credit bureau’s attorneys with the message, “Get this cleaned up and there won’t be any legal action.” Or he can initiate a lawsuit against the credit reporting agency for its failure to comply with the Fair Credit Reporting Act. Compensation can include actual damages (for example, being turned down for a loan), your attorney fees, and possibly punitive damages.
See our Identity Theft Information Center for more background on this prevalent problem and your legal recourse.
Do You Know the Thief?
Identity thieves include “phishing” artists who trick people into giving out personal data, dishonest workers with access to sensitive information, and sophisticated criminal operations who steal Social Security or credit card numbers and sell them.
But very often, the identity thief is someone close to you: an adult child who has financial problems, and ex-boyfriend or girlfriend, or a “friend.” Victims are often reluctant to turn in a family member — our firm can still help restore your credit rating without exposing the culprit to criminal prosecution.