Dynamic Guidance And Advocacy Throughout Northern Virginia
In 1996, two bankers started giant debt-collection business Portfolio Recovery Associates, LLC (PRA), with its headquarters in Norfolk, Virginia, and other commonwealth offices in Danville and Hampton as well as in other states. In about 25 years, PRA has become one...
On April 26, 2023, the federal Consumer Financial Protection Bureau (CFPB) reinforced its official stance that debt collectors may not attempt to collect stale consumer debts. The agency did so in a new Advisory Opinion about this prohibition of the Fair Debt...
Financial problems create stress while performing the most normal of tasks. Answering the phone or checking mail is an exercise in significant anxiety as past-due notices pile up. The feelings of helplessness are only made worse with aggressive debt collectors engaged...
If a creditor or debt collector uses coercion, harassment, profanity or threats to try to get someone to pay a debt, the alleged debtor has rights under the federal Fair Debt Collection Practices Act (FDCPA). Since Congress passed this law, debt collection is no...
We posted a blog previously about an important consumer protection case pending before the U.S. Supreme Court. We explained that the issue was whether the Fair Debt Collection Practices Act — the main federal law extending legal protections against abusive debt...
The United States Supreme Court is scheduled to hear a case this term which will determine whether the Fair Debt Collection Practices Act (FDCPA) applies to non-judicial home foreclosures. Specifically, the case will examine the role of law firms seeking non-judicial...
Federal law protects consumers against abusive debt collectors. The federal Fair Debt Collection Practices Act, often referred to as the FDCPA, is a consumer protection law that shields people from abusive or deceptive debt collection activity. Here we will discuss...
Complex legal issues can arise concerning the statute of limitations. For a variety of reasons, people find themselves faced with old personal debts like credit cards, installment contracts for consumer goods, service agreements and others. Before deciding what to do,...
The Fair Debt Collection Practices Act may provide legal remedies to student-loan debtors in certain circumstances. Some in the media speculate whether the extraordinary amount of student-loan debt in this country could lead to another economic collapse. With about...
