If you are a consumer or small business owner in Northern Virginia, you may already know how frustrating it is to clean up mistakes on your credit history. Inaccurate data can derail your ability to purchase a home or vehicle or to obtain business financing. Three...
Dynamic Guidance And Advocacy Throughout Northern Virginia
Credit Report Errors
Senators press credit bureaus over credit report errors for student loan borrowers
Managing student loans is stressful under normal circumstances. Discovering incorrect information on your credit report makes it even more overwhelming. Federal lawmakers, including Senator Elizabeth Warren, are scrutinizing major credit bureaus and loan servicers...
What Amazon’s $2.25M settlement reveals about the limits of government complaints
If identity thieves use your information to open accounts or make purchases, you expect the law to protect you. Unfortunately, securing the records necessary to clear your name can seem like an impossible battle. A recent federal case involving Amazon illustrates why...
When a company’s glitch becomes your credit nightmare
Autopay is a convenience that provides consumers with peace of mind. You receive a confirmation and trust that it’s one less thing you have to think about getting each month. But what happens when the company silently disables your payment, fails to notify you, and...
Is old debt haunting your credit report? What you need to know about illegal reaged debt.
For Northern Virginia consumers and business owners, protecting your credit history is vital. A clean report helps you secure loans, finance large purchases and even qualify for certain jobs. When you see an old, unpaid account lingering on your report longer than it...
Building good credit provides financial flexibility and stability
Most individuals and families use credit as a regular financial tool to manage expenses and facilitate major purchases. “Credit” broadly is a transaction between a lender or creditor and a consumer-borrower where the lender allows the consumer to make a purchase or...
What to do if someone pulls your credit without your permission
Have you ever had your credit score drop unexpectedly? Shocked by rejection of a credit application? These situations signal the possibility that your credit rating fell because someone made unauthorized hard credit pulls from your reports at the three consumer credit...

