Dynamic Guidance And Advocacy Throughout Northern Virginia
It seemed like a good idea when you jointly opened a credit-card account with your loved one – spouse, partner, child, parent, roommate, business partner or another trusted person in your life. It just seemed appropriate for a married or committed couple. Or to help...
Most individuals and families use credit as a regular financial tool to manage expenses and facilitate major purchases. “Credit” broadly is a transaction between a lender or creditor and a consumer-borrower where the lender allows the consumer to make a purchase or...
Have you ever had your credit score drop unexpectedly? Shocked by rejection of a credit application? These situations signal the possibility that your credit rating fell because someone made unauthorized hard credit pulls from your reports at the three consumer credit...
You may hear credit firms advertising their “credit protection” services, but it is a misnomer to say that they protect consumer credit in a preventative way. While there are smart choices that YOU can make about your own behavior in the marketplace, a credit firm is...
Most consumers expect to use credit for major purchases and needs. Common types of consumer credit include home mortgages, student loans, vehicle loans, home improvement loans, lines of credit and credit cards. People are careful to build good credit ratings through...
Many Virginians faced serious economic losses during the COVID-19 pandemic, followed by another financial challenge from household budget-busting inflation. For some whose credit scores also took a hit, it may have taken months of careful money management to rebuild...
Did someone steal your identity and use it to spend your money, use your good credit to open fraudulent accounts or take out loans in your name? The ways an identity thief can exploit your personal identifying information are endless. You may be surprised at the...
