A senior citizen in Manassas picks up the phone to hear that her grandson is in jail and she needs to wire money to get him released. Another unsuspecting Virginian receives an unexpected call from his “Internet provider” asking for his credit card or bank account...
Dynamic Guidance And Advocacy Throughout Northern Virginia
Consumer Protection
Has a student loan servicer violated fair debt collection law?
Student loans are a serious concern for many Americans. According to Forbes, more than 44 million people owe about $1.5 trillion in student loan debt in the U.S. This debt may feel overwhelming, and you could be struggling to make student loan payments. The good news...
Victimized Virginia consumer may sue both in fraud and under VCPA
We represent Virginia consumers harmed by deceitful merchants, service providers or suppliers in commercial transactions. In a recent post, we talked about a lawsuit in which a merchant harmed the plaintiff financially in an interior-design services transaction. In...
Example of damage award under Virginia Consumer Protection Act
Here at the law firm of , we fight for consumers who have been wronged in unfair commercial transactions to their detriment. An important tool for protecting consumers in Virginia is the broadly reaching Virginia Consumer Protection Act or...
Facts about the lemon law
You may have been searching for that car for a long time. It is the perfect color, body style, make, model and the price is right. But buying a car can cost you much more than you ever expected. Especially if the car you are buying does not work properly. It is called...
New credit-bureau rules likely to benefit consumers
The National Consumer Assistance Plan will improve the quality of the data used by credit bureaus to calculate credit scores of consumers. Beginning on July 2, 2017, the three main credit bureaus - TransUnion, Experian and Equifax - tightened the standards applied to...
US debtor-protection law applies to student-loan collection efforts
The Fair Debt Collection Practices Act may provide legal remedies to student-loan debtors in certain circumstances. Some in the media speculate whether the extraordinary amount of student-loan debt in this country could lead to another economic collapse. With about...
How your credit score is determined and how you can improve it
Consumers have rights and remedies when credit reports are based on erroneous information. When a bank, credit-card company or other lender denies your application for a loan or line of credit and blames the denial on your low credit score, you may feel frustrated and...
Don’t suffer because your credit report is inaccurate
An inaccurate black mark on your credit score could have serious, long-lasting consequences. When was the last time you checked your credit score? Are you certain that the information in your credit report is correct or is it possible that your score is being brought...
Bankrupt Virginians learn how to rejuvenate their credit
Bankrupt Virginians learn how to rejuvenate their credit For those who have filed for bankruptcy protection, it might seem as though their financial lives have been upended. However, there is a way to revive one's credit and recharge one's financial well-being....