If a creditor or debt collector uses coercion, harassment, profanity or threats to try to get someone to pay a debt, the alleged debtor has rights under the federal Fair Debt Collection Practices Act (FDCPA). Since Congress passed this law, debt collection is no...
Dynamic Guidance And Advocacy Throughout Northern Virginia
Consumer Protection
If someone has stolen your identity, what can you do about it?
When you suspect someone has stolen your personal identifying information like your Social Security number (SSN), driver’s license number, date of birth and other similar data, you may feel angry, fearful or distraught. In our last post, we described ways to identify...
Virginians should be on high alert for signs of identity theft
In this fast-paced, digital world it gets easier and easier for people with bad motives to steal your personal identifying information and use it for their own, illegal activities to your financial detriment. Identity theft is no joke – your life can feel ruined when...
Runaway medical bills haunt many Virginians
It is common knowledge that many people face insurmountable hospital and medical bills. Even with the Affordable Care Act and expanded Medicaid, health insurance policies often include high deductibles and restrictive networks. Some families still cannot afford...
Lawmakers take on phone spoofing of Virginia consumers
A senior citizen in Manassas picks up the phone to hear that her grandson is in jail and she needs to wire money to get him released. Another unsuspecting Virginian receives an unexpected call from his “Internet provider” asking for his credit card or bank account...
Has a student loan servicer violated fair debt collection law?
Student loans are a serious concern for many Americans. According to Forbes, more than 44 million people owe about $1.5 trillion in student loan debt in the U.S. This debt may feel overwhelming, and you could be struggling to make student loan payments. The good news...
Victimized Virginia consumer may sue both in fraud and under VCPA
We represent Virginia consumers harmed by deceitful merchants, service providers or suppliers in commercial transactions. In a recent post, we talked about a lawsuit in which a merchant harmed the plaintiff financially in an interior-design services transaction. In...
Example of damage award under Virginia Consumer Protection Act
Here at the law firm of , we fight for consumers who have been wronged in unfair commercial transactions to their detriment. An important tool for protecting consumers in Virginia is the broadly reaching Virginia Consumer Protection Act or...
Facts about the lemon law
You may have been searching for that car for a long time. It is the perfect color, body style, make, model and the price is right. But buying a car can cost you much more than you ever expected. Especially if the car you are buying does not work properly. It is called...
New credit-bureau rules likely to benefit consumers
The National Consumer Assistance Plan will improve the quality of the data used by credit bureaus to calculate credit scores of consumers. Beginning on July 2, 2017, the three main credit bureaus - TransUnion, Experian and Equifax - tightened the standards applied to...

