The National Consumer Assistance Plan will improve the quality of the data used by credit bureaus to calculate credit scores of consumers. Beginning on July 2, 2017, the three main credit bureaus - TransUnion, Experian and Equifax - tightened the standards applied to...
Dynamic Guidance And Advocacy Throughout Northern Virginia
Consumer Protection
US debtor-protection law applies to student-loan collection efforts
The Fair Debt Collection Practices Act may provide legal remedies to student-loan debtors in certain circumstances. Some in the media speculate whether the extraordinary amount of student-loan debt in this country could lead to another economic collapse. With about...
How your credit score is determined and how you can improve it
Consumers have rights and remedies when credit reports are based on erroneous information. When a bank, credit-card company or other lender denies your application for a loan or line of credit and blames the denial on your low credit score, you may feel frustrated and...
Don’t suffer because your credit report is inaccurate
An inaccurate black mark on your credit score could have serious, long-lasting consequences. When was the last time you checked your credit score? Are you certain that the information in your credit report is correct or is it possible that your score is being brought...
Bankrupt Virginians learn how to rejuvenate their credit
Bankrupt Virginians learn how to rejuvenate their credit For those who have filed for bankruptcy protection, it might seem as though their financial lives have been upended. However, there is a way to revive one's credit and recharge one's financial well-being....

