Dynamic Guidance And Advocacy Throughout Northern Virginia
The Consumer Financial Protection Bureau (CFPB) is a relatively new federal agency primarily responsible for protecting consumer use of financial products and services through enforcement of federal consumer financial laws. This responsibility includes oversight of...
When a consumer falls behind in their car payments – for whatever reason – the immediate concern is whether the lender will repossess the vehicle. Virginia law requires a finance company that wants to seize a vehicle for loan nonpayment to follow certain procedures....
Victims of identity theft transcend specific demographics. Anyone can find themselves dealing with serious fraud that impacts financial stability. In spite of evolving and highly cutting-edge technology to stop scammers, many find a way to “financial success” by...
Buying a motor vehicle in 2022 already presents significant challenges with higher prices and limited stock. However, that does not prevent auto dealerships from continuing to hype their latest and greatest deals, encouraging potential customers to avoid the...
Foreclosure rescue scammers are skilled con-men and women who prey on homeowners at their worst. Their victims fear losing the roofs above their respective heads. Suddenly, so-called "help" from so-called professionals swoop in to save dwellings. In reality, their...
After two years of lockdowns and various restrictions, consumers want to regain a sense of normalcy and naturally “consume.” For many, that means taking a long-awaited vacation. While travel companies are at the ready to map out the dream getaway, consumers should be...
Prior to 1968, consumers applying for a credit card, a place to live, or a vehicle to drive were beholden to lenders running amok with unethical and outright predatory lending practices. Within the fine print of an agreement, they would bury important data to conceal...
Lemon laws protect motor vehicle consumers from shady tactics by salespeople who want to unload sub-standard cars without informing the consumer of the countless problems they will likely face after the purchase. Virginia’s Motor Vehicle Warranty Enforcement Act...
Credit scores represent a snapshot of your financial “health.” Going up means lower interest rates for loans and credit lines. Credit scores that suddenly and significantly trend downward, securing anything resembling an affordable rate is the usual outcome. In the...
In addition to the health crisis created by a worldwide pandemic, many U.S. residents also experienced borderline catastrophic financial problems that resulted in a significant decline in credit scores. Debt caused by medical bills increased significantly for many who...
