Reports of cybersecurity and data breaches are often in the headlines. But none are as catastrophic as the most recent, massive, data breach that affected billions of accounts.
News outlets like Forbes and Cybernews are reporting that billions of usernames and passwords for major platforms like Apple, Facebook and Google have been compromised. This is understandably alarming and raises serious questions about your security and legal rights.
Understanding the data breach problem
Data breaches are becoming increasingly common and more sophisticated. Cybercriminals are constantly finding new ways to access and steal personal information. This latest breach highlights the vulnerability of even the largest online platforms. When your data is compromised it can lead to:
- Identity theft
- Unauthorized access to your financial accounts
- Fraudulent charges on your credit cards
- Damage to your credit score
Any data breach is a stark reminder of the importance of data security and the responsibility that companies have to protect their customers’ sensitive information. But recent attacks of some of the most major platforms have us wondering if anything is safe.
You are not automatically liable
It is a common misconception that if your data is stolen and you haven’t changed your passwords, you are liable. This is not necessarily true. Companies that hold your data have a responsibility to protect it. If they fail to do so and your information is compromised they may be held liable. This is especially true if they don’t take adequate steps to help you recover from any resulting fraud or identity theft.
Changing your passwords periodically can help reduce fraud and abuse of your accounts. However, while regularly updating your passwords is a good security practice, it doesn’t automatically absolve these companies of their responsibility.
Consumer protection laws and your rights
This type of data breach and the resulting potential for fraud violate several consumer protection laws. These laws are in place to protect you from unfair or deceptive practices by companies that handle your personal and financial information. These laws ensure that you have the right to:
- Accurate billing
- Protection from unauthorized charges
- Recourse if your identity is stolen
What can you do if your information has been compromised?
If you suspect that your information has been compromised in this data breach or any other data breach take these steps immediately:
- Change your passwords: Update your passwords for all of your online accounts, especially those associated with the breached platforms.
- Monitor your accounts: Keep a close eye on your bank credit card and other financial accounts for any unauthorized activity.
- Report any fraud: If you notice any suspicious transactions report them to your bank or credit card company immediately.
- Consider a credit freeze: This can prevent criminals from opening new accounts in your name.
- Contact an attorney: If you experience identity theft or financial loss as a result of the breach and the companies involved are not cooperating contact a qualified and experienced consumer protection attorney to discuss your legal options.
How can an attorney help?
An experienced attorney can help consumers seek cooperation from the involved companies. An attorney can pursue banks and account-holding companies who aren’t helping their customers. In addition, an attorney can also help companies that work with data security firms to protect account information and go after the data security companies for not providing proper protection. A data breach doesn’t have to leave you feeling helpless. Knowing and understanding your rights goes a long way toward protecting them.
An experienced attorney can help consumers seek compensation from the involved companies. An attorney can pursue banks, medical providers and other companies who have allowed your personal information to be compromised. A data breach doesn’t have to leave you feeling helpless. Knowing and understanding your rights goes a long way toward protecting them.