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Manassas Credit Card Debt Relief Attorney

Northern Virginia Chapter 7 Bankruptcy Lawyer

Significant debt issues usually arise from one of three triggering issues — medical bills, job loss and credit card debt. If you are struggling with increasing credit card debt and creditor harassment, the law firm of Thomas R. Breeden, P.C., can help.

Credit card relief is available by using the guidance of our firm. There are many options, including bankruptcy, that can reduce the stress of looming debt. When you want experienced guidance as you face your credit card debt, contact our law firm. We serve clients in the area of Manassas, Virginia.

Ways to Reduce Credit Card Debt

To get creditors to leave you alone when you are overdue on your credit cards, you can file for bankruptcy. Chapter 7 bankruptcy is one solution to stop creditor harassment and stop the collections process because the court implements an automatic stay once you file for bankruptcy. The stay prohibits creditors from contacting you about your credit card debt.

If creditors continue to harass you after you file for bankruptcy, we can help you pursue causes of action for violations of the Fair Debt Collection Practices Act and sue the creditors to stop them from bothering you. Under the Act, you may be entitled to damages for the distress caused by harassing creditors.

Debt Relief From Start to Finish

Attorney Thomas Breeden can also help you negotiate a settlement for the debt that is owed in attempt to reduce the payment. He may be able to negotiate on your behalf for a reduced payout or settlement of the debt for lower than actually owed. These alternatives to bankruptcy are useful for debtors who are unable to qualify for Chapter 7 bankruptcy based on the means test.

Whether you are considering bankruptcy or a bankruptcy alternative to resolve your credit card debt problems, Thomas Breeden will be your advocate. As a strong consumer protection lawyer, he is knowledgeable on ways to hold illegal creditors accountable for violations of debt collection laws. He can also evaluate your debt to determine whether you were the victim of any credit scams. Mr. Breeden assists clients with critical questions surrounding ways to rebuild credit after credit card debt issues.

Contact Us for Initial consultation

Do not wait and worry about your outstanding credit card debt. Call our credit card relief attorney at 703-659-0188 or contact our firm to schedule your initial case evaluation with our Manassas, Virginia, attorney.